Hello. Hello. So today what we want to talk about is the three types of people when it comes to money.
So the first type of person that we've identified, is what we call the master investor and master investors are those who know everything about their own financial situation. They want to do their own investments. They understand risk, and fees and rewards for those risk and fees. And they have a good grasp, about how all the pieces of the puzzle work together. Now, this type of person typically does not want to work with the financial advisor they want to pretty well do it on their own. Now one thing about this is, is if you are an investment master and you're married and your spouse, simply not they don't care anything about you know the details of the financial situation, then it may be a good idea for you to consider working with a financial advisor to help bridge the gap in case something were to happen to you. There'll be someone else that could help you or your spouse. But otherwise, I really like investment masters or master investors because they are willing to spend the time getting the job done. However, the reality is that many people are simply not, they don't have any motivation to do that. They are workers, and this is something you know these are your doctors and lawyers schoolteachers and construction workers and you know people that just want to go to work and do what they're supposed to do so. When we say, do what they're supposed to do, we're talking about maybe putting money into a 401k, or some type of retirement plan and trying to save as much money as possible. But they don't care anything about the individual workings of the investments. So, you know, they don't really understand their 401k plans or the options inside it, and they don't really want to learn about it.
So a worker is a prime person that might want to hire a financial advisor to work with them to help point them in the right direction. So, so this is the second type of person and you may be identifying with that person now, because that's the probably the largest group. And then the third group is what we call protectors and protectors are those individuals who simply do not want to lose their money. They do not care if they make the larger returns on their investments, they simply don't want to lose the money that they've worked so hard to accumulate.
And so today, protectors are in a bad position because interest rates have been very very low for a long period of time, and it's driving those individuals to go more toward the workers class in terms of their risk tolerance, because they simply aren't making very much money, not even enough to keep up with inflation so.
So, at Campbell financial, we work primarily with the workers, and the protectors. We don't really want an investment master they can already do it on their own. And we're not really looking for people who are winning large percentages of risk so we're not after younger folks that are wanting to make 30 or 40% per year in an investment. We're after those people who need help as they approach the financial redzone of their lives to protect their money, so that they can provide predictable outcomes for their financial situation. So if you're a worker or protector and that makes sense to you, then it's very likely that we might be able to help you here at Campbell financial. We've given you links on the page where you can easily. Call or click to set up a 30 minute phone call, just to talk over your situation. And hopefully we can point you in the right direction and maybe even work together. So I hope this helps. Looking forward to talking to you.
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